This week, new health insurance marketplaces opened all over the country, as part of the Affordable Care Act. Interest was so high that millions clogged the government’s digital sites and phone lines, causing delays. According to analysts, California could set the standard for managing health reform, and Latinos could benefit most from the new insurance coverage. Our correspondent in Los Angeles, Rubén Tapia, conversed with some of the first people to connect to Covered California, the agency that administers the health insurance marketplace in California.